Is Pooled Staking = Lending
Last updated
Last updated
Goldsand is a Pooled Staking Protocol. The Goldsand smart contract accepts ETH deposits of any size. When the deposits reach the threshold needed to launch a new validator, i.e., 32 ETH, the smart contrast automatically launches a new validator node. This process includes depositing 32 ETH to the and deploying the hardware to run the validator node.
The staking yield earned by all the Goldsand Validators is then calculated and split between the depositors. The reward split is proportional to the user's deposit amount and the staking period. The staking income is variable and depends on the network conditions and the number of participating validators on the network. Goldsand takes a fee from the earned staking rewards.
In this model, Goldsand is facilitating a service to small ETH holders. Goldsand charges a fee for facilitating this service. Further, the Goldsand smart contract doesn't allow Goldsand to control the user funds nor to use them for anything other than the specified service. Goldsand acts as Ajir from a Shariah perspective. This Ijārah structure is completely different from Lending. In Lending, the borrower has complete control over the loan and can use it however they want.